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Today I am giving some sound basic principles about small ways you can change your financial situation, save money, save on fees and avoid credit related issues as we all push into 2021 with new financial, personal and career minded goals. For me personally, I am at the point of mid 50's and really working towards being able to retire sooner than later by investing everything I can, becoming 100% debt free and setting my goals I can reach one dollar at a time by managing what I already have, will make and hopefully find some ways to bring in more $ in 2021. I am not a financial guru of any sorts so please understand these are just simple ideas from my personal experience, adult lessons learned and current state of economics that apply to my household, career and banking situation. Being smart with our earnings, making sound investments, paying off debt, using less credit, paying cash for things, spending the bulk of your money on needs (not wants) can make a huge difference. Jus

  Living Out Your Dreams One of my wife's favorite movies, Pretty Woman has a line in it where the guy yells out, “welcome to Hollywood, what's your dream”.  That line has stuck with me all of my adult life as I have pursued my dreams one at a time.  How do you live out your dreams?  Do you have dreams and what are they?  We all have something we want to accomplish and they can be really big or really small.  Some want to be a movie star, be rich, be successful and have money.  Some want to achieve a certain career like a teacher, lawyer, accountant, business owner, etc.   I had a dream growing up of being a professional football player.  Most young boys have imagined themselves catching a touchdown in the super bowl, making a free throw to win the national championship, kicking the winning goal in a major league soccer game or hitting a grand slam in the baseball world series.  I talk about sports because for over 45 years of my life sports has been my thing.  Your dream may b

  Financial Management God Style The Bible teaches us about every facet of life including how to be financially smart.  God owns everything we possess and gifts it to us.  We work hard to gain earthly things and should give praise to God for allowing us to have such things as homes, cars, money, personal belongings and other wants.  He also supplies our needs and has warned us against the love of money and putting idols before him.  Below I have written five principles listed in the bible that we can apply to our financial planning, budgeting and goals we desire to meet. 1- We  must acknowledge that God is the source of all things we own and possess . Philippians 4:19, states that “My God shall supply all your needs according to his riches in glory by Christ Jesus”.  Giving it all to God allows us to be blessed tenfold, hundred fold and even higher.  He delivers our needs and gives us the support to work towards our wants.  We must keep in mind that as quickly as we achieved all these